Doesn't an active participation in RE allows you to reduce your taxable income produced from your rental loss including full depreciation dollar-by-dollar? 

After finding out that we could not claim any of the losses because of income limitations, our next step became very clear.  

Some of us feel very strongly about specific items and would be happy to travel to the meeting, but if we request an agenda the "right" way - via the certified letter, the moment is arrives, it's useless, the meeting would be already over, given that the requirement to post an agenda is 48 hours in advance.

I will definitely keep these items in mind.

Homeowner's insurance simply covers the loss of the physical property.The only thing that even remotely comes to mind would be mortgage insurance, but I have never seen mortgage insurance factor into a HELOC?

Since then I have been purchasing my own staging items, and it has saved me money, although not as nice looking as a professional staged house.

A few years back we rented to my folks without an agreement or deposit etc, and though it wasn't huge loss, they didn't leave the house as clean as they got it and they had pets in the house.  

Also, during the redemption period, the money spent on repairs needs to be for items that are necessary and payable by the redeemer if redemption occurs.

Needless to say after the burst of the housing bubble we turned to renting instead of selling the property to avoid a hefty loss in equity.Fast forward to 2015, I manage our one single family home without a property management company (woo hoo!

But it would make sense to question that logic by bringing up the fact that if you buy a $10,000 house and do $5,000 worth of renovations, if it doesn't ever sell.... that's a loss of $15,000.