While there isn’t an exact, commonly agreed-upon definition out there, here is a handy definition for this specific loan product:DSCR loans are mortgage loans secured by residential real estate turnkey properties, strictly used for a business purpose and underwritten primarily based on the property.Important note: DSCR loans refer to the specific loan type, and the “DSCR ratio” (debt service coverage ratio) is a metric used for underwriting and evaluating these loans (and other loans), but the metric and ratio itself are distinct things versus what is referred to as “DSCR loans.”Some key things to note in the definition:DSCR loans are secured loans (meaning that there is collateral that the lender can take if the borrower doesn’t pay back the debt).

1 - ROI2 - Area Regulation Climate3 - Economics of the area4 - Appreciation5 - If it is a place I could see myself using that is a bonus but not essential.

I have worked in the real estate industry for over 5 years now.

@Rebecca ReadusWhen searching for a vacation home in Orlando with an in-law suite or ADU, consider the following factors: size and layout, zoning and regulations, separate entrances, kitchen and bathroom facilities, outdoor space, location, and budget.Size and layout should accommodate both living needs and potential rental space, with separate areas that could be converted into an ADU.

Sacramento metro is 2 million + residents, growing medical industry, majority of state jobs, and is 2 hours from the ocean and 2 hours from Lake Tahoe.

I'm a realtor, investor and Developer in central Houston so feel free to PM me with specific questions. - Chris Kersey 

I am in orange county, specifically Santa Ana and could not find a bar or coffee shop where real estate, escrow and mortgage professionals meet to network.

Plenty of restrictions....Arlington only allows in a specific area. 

Additionally, where do you foresee the market heading based on your day-to-day work in the industry?"

Quick follow up with a few more specific questions-Any other recommended ways to learn, online courses, etc?