But if you're doing things like selling items, having users create profiles, things that would make you the 'holder' of your users personal info (especially credit card stuff), I'd get with someone that knows about websites and the legal implications.

Your net worth is essentially your financial report card and it indicates your financial health.

Federal and State laws apply apply regardless of your source of funds, but there are exemptions when you fund with your own money, not a get out of jail free card, but you're not as restricted as other lenders that have investors or others involved in funding loans.As I mentioned, what the public might be engaged in as acceptable or common does not make an activity legal or compliant. 

I have setup an LLC with business banks accounts etc, but I havent got a credit card yet to start building credit for the company.

Focus on paying off all credit card debt as well, and free up as much of your income as possible by cutting your bills and spending.

@Chris WallaceCredit cards?

My background is in Digital Marketing and Graphic Design, but I've been educating myself over the past few months in preparation to break into the REI industry.

Should I start sending yellow cards?

A website, CRM, Errors and omissions if the state requires, state fees to create an business entity, MLS start up fee and dues, business cards, signs are just the beginning.

If not hey it was nice meeting you, have a great day, if yes, here is my card let's have coffee next week, I can explain in detail how your money is protected, and how you can continue making safe returns on your money.