I told her I was going in vacation, but I could give her the security deposit and I could sign the lease on the 13th.

I worked as an independent contractor for over 10 years, finally decided to walk away from that security of having steady work, and income, so I could finally provide the level of service I wanted to, and homeowners deserved.I am a rare type, most others subs were more than happy with just doing enough to get paid, and move on.

@Ryan Gartley It's not necessarily the bank, it's the government secured loan...the government only backs FHA loans up to 4-units.

This struck a chord with me, as I've always had a keen interest in working to secure my retirement by finding ways to make my money go farther through investing.

Granted, I'd say about 8% of the neighborhood doors had some sort of "Do Not Solicit" sign posted, so I respected their desire for privacy.

Cost of turnover can vary from each door, depending on the previous tenant, and most of the time the cost can be offset by the security deposit.

If you have anyone else but a spouse in your company, I call that job security. 

I will suggest this.... get in front of multiple lenders, ask for any grants that may be available, or other programs that might offer down payment assistance... usually for certain neighborhoods the city/county is trying to spur investment within. 

Push back on the seller to solve the problemDifferent guess now.....Maybe an easement was granted at some point that allowed for the grandfathering of the fence and carport? 

Any grants you know of?