You may have a statement in your lease that says the tenant is responsible for all damage, but there is no way to guarantee the tenant actually pays for any damage. 

IF is a very dangerous statement.

She claimed she didn't have the lease anymore (I emailed a copy to her immediately following the phone conversation, and sent a text to inform her I did so). 

Tara, your statement about losing tax advantages when holding real estate inside of a 401k is inaccurate.

I was trying to refinance my home that was owner financed we almost had it done  through Quicken Loans but there was a problem trying to verify the on-time payments I paid on time for the last four years but because it didn't know that you're supposed to keep all the records and my lien holder is from old school and she did not want nobody to look at her bank statement that shows that we  have been depositing monthly payment into her bank account every month is there anything or any company out there that can help me to refinance my home.

You'll get an email with your filing in less than 24 hours (typically). #3 - Annual filing fee is $100 and is a 2 minute online form.

I emailed an investor and the East Coast Real Estate Investors Association (no word back from any just yet) so that I can raise the funds to get the money down.

Does anyone know how to download your contact list, including emails, from Facebook?

Bank statements, cell phone bills, proof of income, and etc.

He’s an excellent marketer and he will convince you not to trust negative reviews but we have been taken for tens of thousands of dollars. 300+ investors (without exaggeration) have been dealing with the Morris Invest nightmare.Stay away from:Morris InvestClayton/natali Morris Oceanpointe/OceanpointBlue skyBert WhalenI urge you to contact property management companies in Indiana (Wilmoth Group, BHB, etc...) and Jacksonville, FL to confirm my statement if you’d like.They’ve all heard about the huge scam and the big Morris Invest mafia and have inherited hundreds of investors with properties that were never rehabbed, squatters, no utilities, etc etc..I’ll send you more info directly.