No renters insurance had been taken out by the tenants , My insurance I believe is just for fire and destruction from the tenants destroying the property. a few electronic were taken probably less than a $1000.00 in value.

Your Excel entry example makes perfect sense to me as an outsourcing option.I think we should outsource the time consuming intellectual / electronic / virtual work and free ourselves up to innovate, create, and do what we're good at or love to do.I think we should insource premier talent, R&D, manufacturing, farming.... things that require serious talent and/or serious shipping costs, or relate to national security and well-being (energy, farming)If we cultivate a reputation as a source of innovation, top-notch talent at top-notch salaries, and high quality manufactured products that we stand behind - I think the U.S. can remain strong into the forseeable future.If we continue to not look beyond the bottom line in business - we're doomed - we can't hope to compete with China, India, Brazil...

While gold has intrinsic values, used for flaunting wealth, medical applications and electronics, in really chaotic times Tom, IMO, gold might not get you what you want.Moving on to the graduate level, Byran, (lol) that would be beyond Fox U., there are survivalist schools of thought for hording gold.

Different printing techniques use different materials, so a complex object like electronics will remain out of reach for quite some time.While not exactly a feature of an apartment itself, the "new urban" idea of having a variety of services nearby is attractive, IMHO.

I am organized, but putting together the following in electronic format for 7 properties to get a Fannie Mae backed loan is just out of control: proof of being current on property taxes, property insurance, mortgage statements, and leases for 7 properties.

Like the above posters mentioned, the decor must be nice, the place cleaned after every tenant, and you or somebody needs to be available for the guest to check in unless you use a lock box or electronic keypad which can only be done in safe areas.

And that's not the only coffee shop, there's another one around the corner attached to the art gallery and live event venue.  

If however you field of study deosnt translate to todays market place (ie liberla arts, psychology, History) and you end up working in a job tha doesnt use your degree, is ia bad deision. 

-Art

I just looked at my "to do" list (mine's electronic because I kill so much paper re-prioritizing throughout any given day) and found that I've completed over 150 items in the past month.