I would suggest reaching out to both to see what programs would best suit your project. 

I've asked one apartment I'm interested in and they said they didn't know, that they used a program called Resident Check.

Until you have 6 to 10 properties, you will find that Excel is the best program to use. 

There are several programs that can help you in examining comparable values.  

This program does not allow for 2-4 unit investment properties, only 1-unit.

I even wrote with one company with a special program just for pre-1930 house and they provided Guaranteed Replacement cost coverage for the building. 

Do you have web based programs for uploading and signing documents?

My girlfriend just got into graduate school and will be attending a 2 year program in Fort Lauderdale, FL in May.

@Tim Roberts I can send you some examples of multistate portfolios I have done for investors in the last few months.I think you will find there are very competitive insurance programs for the CA properties, but they are only available for CA properties.IL & CO are a little easier to combine onto 1 policy while keeping the premium competative, but the hail and wind issues in CO may make sense to break them out again into separate policies.

Yet, I was still told in an email from the broker:Term of Note: 30 yearAmortization: 30 yearInterest Rate: 4.5% (I usually recommend using “Market Rate”)Loan Program: Conventional, 30 Year FixedLoan Origination/Discount Fees (as a % of loan amount): 0 (I usually recommend using “Market Rate”)4.5% seems rather high, given that every online calculator I can find online (granted that they aren't too accurate) quotes me at around 3.9% APR.