As Wayne said that won't win you any points with the agent and the agent can have strong influence over the owner.

Dan Ariely has a TED talk titled "Are we in control of our own decisions on presenting "dominated" options ", and their effect on influencing decisions (applicable part starts at 11:05 min). 

You can make adjustments to that to see how it influences the figures. 

@Jonathan Studdard I believe in the concept of OPM (Other People's Money) if you can leverage someone's capital(Private money/Hard money/People in your circle of influence) to get into RE, then I'd look into that.As @Michael Reilly there's wholesaling, lease options, subject-to, etc. 

Interest rates have a direct influence on commercial property value---as interest rates raise, cash flow diminishes and so does the overall value...This is most likely the culprit in your situation.

:shoot: Many of my investor friends have told me that their credit lines have been cut, interest rates boosted, and I've heard plenty of other stories from people with good to great credit of credit woes thanks to (Pick one or all: the economy, greedy banks, Congress & the Obama Administration, Bush, Fill in the blank ________).Have You Had Your Credit Affected thanks to the Downturn?

Have you done anything to influence the BPO in your favor?

Your on the edge and the choices you make today will influence the situation you will find yourself in tomorrow.

You have no idea how much this site can help boost your knowledge and confidence.

Charles, RE is a non liquid asset and unique, to begin understanding RE begin with what makes RE valuable, most don't understand "DUST" but that is the function of value and to understanding market influences.