Home prices range from $40k for a 2/1 rancher that is vacant and needs full restoration to $400-$500k depending on size and location (some riverfront, no private docks).

I'd bet there are thousands.  

Most people risking $5k or $10k are making small bets on many deals.  

I bet it's fewer today. 

On a loan this size I find limited time offer sales tactics quite off-putting. 

It's a guaranteed bet to have people lined up to rent.

If I was a betting man, he may have sensed you were trying to treat the loan as commercial versus residential.  

i cant even begin to respond to that.You have the property pending, good for you, if the guy is a great credit risk and has at least 20% down i bet it will appraise. how about this we have an independent appraiser chosen at random appraise it, if the appraisal comes in lower than 30k you apologize publicly for your misleading website and pay for the appraisal, if it comes in over 30k I will apologize publicly and pay for it.  

One of my great long-term real estate bets counts on them cleaning up the inner-city beaches. ;)

This month there are 3 and next month probably another 5.Is it going to be more economical to go and buy the glass cutting equipment, which isn't actually too expensive and buy sheets of glass or perspex which I cut to size myself?