Commercial rates are a higher than traditional mortgage rates but it is the best way to expand your portfolio as there is no limit to the number of properties you can have and there are lots of different types of loan products out their to fit whatever your strategy is.  

Hey All,  We run a traditional Real Estate purchase and wholesaling company and do mostly traditional direct mail marketing but have been trying to do more and more on the internet.  

I'm working with a local lender that will finance up to 10 traditional mortgages that meet Fannie Mae/Freddie MAC guidelins.  

From what I'm told, traditional financing is hard to obtain with challenges like this.

I used non-traditional funding because the place needed rehabbing, and was empty.

I've been trying to develop relationships with active wholesalers in the area who are finding distressed situations and finding buyers outside of the traditional routes. 

There several that offer courses on-line, some combination on-line and class-work, and others the traditional "classroom " options.

You need very little cash, as opposed to other traditional REI methods and it has potential to provide a nice cash flow.

Because the buyer cannot qualify for traditional financing and needs to go the owner finance route, I decide that I am going to sell the house to them for 110k and add 2% interest on top of the monthly payment (I have read a lot about how sales prices can be higher for owner-finance deals, but have also read the contrary).

Traditional mortgage brokers will not be able to help.