@Warren Currier,  I stopped buying in MA a few years ago. 

I am currently approved up with Access Bank up to 250k without leases in place, but with longterm leases I am approved to purchase up to around the 350k range.  2.

Don't touch IRA money and stop putting money in the IRA and put it into real estate.

If that happens, we just stop the renovations and sit and cash flow.

Easiest way is to stop investing in single family by yourself.You can partner with other people and have them qualify for the mortgage. 

My Chase Saphire Reserve card gives me 3 points for every dollar I spend on travel/dining, which equates to 3% back in value, plus all the ancillary things I get from the card like free airport lounge access, free rental car insurance, auto rental upgrades, TSA precheck.Most of my spending is on dining/bars, so I use that to get the better return.

You don’t need a real estate license to “learn how real estate work”.Having one will not hurt and will give you access to MLS but you don’t need one depending on your goals..

Cap rates are really low and you don't want to be the last one holding the bag if the music (appreciation) stops.

In trying to protect the average investor, they're also preventing them from having the same access to investments as those that are wealthy.

The beauty of it is that it's on a road that has access and water rights to Lake Mendota.