I have been able to locate a mortgage company that doesn't require seasoning for refi as long as I'm not doing a cash out refi (which I'm not...just need to refi the existing loans with the hard money lender and seller carry back).

"You can never go wrong with five" a seasoned transportation broker once told me. 

Most banks I dealt with want to see the home season a for a year or so and have enough on the tax return to give them piece of mind.

I'm really looking to gain more knowledge from more seasoned investors and I'm really curious about creative financing options for my second investment property.

My idea of "rich" is waking each day knowing that I am working because I want to and enjoy it....Looking to just get my feet wet in wholesaling to help in building up knowledge and finances to allow me ability to buy and hold at a later date.....Reading about mentors right now and if there is anyone in the Omaha area that wouldnt mind helping a newbie out it would be greatly appreciated....dont have vast knowledge to pass on but willing to learn and help out however I can be of help even to a "seasoned" investor!

Right now it is extremely hard to get any financing for investment properties and yes most banks will want the property to be "seasoned" for 6 months to a year or even more.

2) Is the 12 month seasoning period a law or just a common policy banks follow?

You'll also probably have to wait for it to season, 6-12 months.

$62k from a bank just seems like a good deal and could be a good buy-and-hold investment.I just don't want to get my butt kicked here in a rougher neighborhood.Would love to get input from seasoned investors.

Here are my thoughts and relevant information:Agent- How do I search for agents that are well seasoned in investing?