If you do feel flex you just have loose subfloor because the framers didn't use enough subfloor glue and/or nail/screw off the plywood enough.  

As a young married couple, I don't think you want to screw up your future over a few bucks.

The money I have saved I don’t want to spend on a down payment on an investment and screw myself when it comes to my primary.

They've already screwed me out of tens of thousands of dollars. 

Toe-screw EVERYTHING!

Only legitimate thing I can think of would be a rate-lock or he screwed-up his quick underwrite, but rates are NOT moving that fast.Is he just not willing to finance at all? 

what i need is someone to run the numbers and compare whether the extra income generated by a bigger residential building (minus the necessary loan payments) offsets the advantage of a smaller building with fewer units that's producing income with only a minimum loan (~90k) to satisfy the "no cash out" part of the 1031.i realize that a bigger building provides a steadier income stream, and there's more depreciation, and a bigger building allows trading a space for a live-in manager. i'd guess that someone who lives in a building has is a little committed, as opposed to just involved, and would probably do a better job.still, i'm kind of risk-intolerant by nature, and a big loan is a little scary. if i own a building free and clear, it's harder to screw up and lose it.thanks for your help.

It can be very frustrating when a tenant has nobody to turn to and when the owner is trying to be a ghost when his manager is screwing his tenants and raking in cash.

Good example, interior doors, do you change out the cheap hollow core doors for solid core wood doors with 3" hinge set screws?

Then their condo would get flooded at 11pm, the guest calls the owner who doesn't answer because they're sleeping, and the guest ends up screwed.