This is a case where jumping on the lead as soon as you get it is not the most productive way.

The guru job is to up-sell you his products, that is how he makes money.  

The down side is pricing and product term may not be as favorable as the vanilla conventional financing products out there.

Improper soil compaction is a big deal but it's solvable....though expensive.

Patron was brought in by the hair products due..John Mitchell...

And when driving and listening it feels even more productive. 

What are the best (most cost effective) products people here have had success with?

Allegedly  Lumber Liquidators has been buying their laminate flooring from Chinese manufacturers who have been knowingly falsely labeling their products as Callifornia CARB Phase 2 compliant when it actually has well above the maximum formaldehyde limit levels.

I worked for a small firm in Constriction Engineering Products, Johnson Controls, that sold air and water control equipment to large apartment and commercial building contractors.

The products I am familiar with produce a higher gloss with more buffing.