$26,542.89Annual Expenses Sewer $913.47RE Taxes $5,630.34Insurance $922.74Common area expenses -allocated Parking lot lights, MAINTENACE & repair $301.26Snow Removal $899.81Landscaping and plant care $360.18Trash $613.89Total $9641.68NOI $16,900How can I get more accurate information?

That insurance company may well have then surrogated the claim to Allstate, but you would have been out of the loop for any claims about your tenant's belongings.Seems like the damages you did suffer (carpet) should have been covered by Allstate, and that would be independent of the tenants belongings. 

That said...if the big one comes...we will all suffer since the entire market will take a big beating.  

Not sure if you're looking for employment in a similar field, but I know a chemist from a local plant that may be a lead for you.

@Chris Heeren, how has the GM plant closing affected your market?

But I just wanted to plant the idea because you said you wanted to speed up your progress towards $3K/month.Anyway, best to you.

I'd like to plant grass back there and turn it into a real yard.

But to be fair to all of the Investing schemes they all suffered in the melt down.. what was a 65% LTV become under water when the asset dropped by 50% or better.What was a great apartment deal with 80% leverage become underwater with 35% vacancy or more ( think Vegas PhX ) and those who owned those lost them to the banks.AS @Don Konipol states its all coming up roses right now...

The only way to go is to first build a strong team on the ground to be your feet eyes and ears... there are many great markets my final selection went to the area that I could build the best team...so now am happily planted in Ohio and Missouri...  

I have a friend that absolutely loved the place she was renting but moved as soon as the lease was up because the cost of heating in the winter and suffering through the heat in the summer was too much.