She is clearly testing the waters.

Water heater new, HVAC recently updated.Fast forward ten years, and I am now living in TX and with plans to have my mom move in with us here.

A full wash cycle caused 90% of the water.

We both have separate mortgages, good credit and less than 40% with the DTI score.This home is only a few miles from her primary residence so we're not sure how we could justify the "second home loan" besides the fact that it's actually on the water.

We’ve only checked condensate lines thus far because of some water accumulation in the ceiling.

There is obvious water damage on the ceiling and near the shower and the bathroom the floor below.

The Southern Nevada Water Authority has a landscaping program where they’ll reimburse the owner $3 per square foot up to 10,000 square feet to replace landscaping with water conserving plants.

So if the roof and HVAC have recently been replaced and it’s on city water and sewer than you can feel more comfortable putting down a high DD.

@Daniel Drewyor If you can hook up to city water include that number if not, assume you will need a new well and septic and use that number.

Cleared everything with county, water, sewer, and Smud, and now we're getting the plans drawn up.