No weird voice tones or body language... just simple information that she can objectively look at.If she still objects then you're likely going to need to find a new REI strategy, as she's basically telling you no to this one.

If for some reason you are not able to get term (health issues) then you have the cash value which is better than nothing.Insurance agents who sell this whole life CRAP make a lot of commission on it, so they will not give you objective advice. 

Also there is no listing agent justifying that price on the new appraisal like there is on a purchase.As an appraiser I object.

It has to be that way because people cannot remain civil and objective and skewer the policy and not the people.  

My primary objective is to eliminate the additional monthly cost of $380 associated with PMI without incurring additional financial burdens.Open to any and all advice. 

I am SURE that is not the objective in the BP Forum!!

To determine the ideal route, consult a financial advisor or real estate financing expert, aligning your choice with your specific objectives and risk tolerance.

I've been saying for years that I do not object to Subsidies per se, but the terms they require you to  agree to!

If you are looking in the single family market to rent for cash flow, that is still possible, but in some cases the multifamily market will return better, again if the main objective is cash flow. 

Zoning's a start, but what about deed restrictions, neighbor objections, or any other possible roadblocks.2) Access.