For any costs that you will incur, like landlord insurance, just call a local insurance company and give them the address and a bit of information so they can provide you with a quote.  

They are very informative.

To address the type of flooring material, first off, if you want a "luxury impression," stay away from the laminate fake wood.I would consult a local expert, but that said, I understand engineered products--with a substantial veneer thickness that's able to be sanded and refinished--are both functional and comparatively inexpensive to install over a grade-level slab.In terms of color, this is always subjective (and depends on what's going on with the kitchen finishes), but I would recommend a mid-tone finish for a flip.

Hi @Jonathan Twombly, Thank you for the information, I am also looking around outside of nyc, Albany also in our monitor list. 

They are very informative.

BP and its members have taught me a great deal over the past couple years and I contribute most of my success to the information found on this site. 

It will be a very informal, casual event with a great opportunity to meet local investors, brokers, attorneys, accountants, lenders, and so on.

For example, let's say the property "can't" go Fannie because it isn't a complete & functional home, and let's suppose the reason for that is because the kitchen is not complete, and the reason the kitchen isn't complete is because it doesn't have an oven.Standard two choices that people think they have:Hard money, 2 points up front, 70% down, 3 points upfront, horrible rate.All cash.Third choice:With the seller's permission, throw a freaking $75 oven from craigslist in there the day before the appraiser shows up, and buy the SFH using Fannie financing at 85% LTV, no points. 

Kevin, join Bigger Pockets (cheap) read every article they ever published on Multi-family (get some information) THEN invest

Thank you for the information.