But you will need to adjust your NOI downward along with the price to reflect higher vacancy, higher repair costs while the tenants are living in the house (because they live hard and don't have any extra money to pay for the things they break so you end up footing the bill or kicking them out), higher turnover costs due to the previously mentioned lifestyles, and certain vandalism that will occur which includes, but is not limited to, stripped pipes, stolen hvac, stolen hot water tank, stolen wires, stolen kitchen sink, etc.

A real estate cycle is a natural occurring up and down of home prices in a given area.

It is is seems some folks above are confusing student debt with business debt that occurs when someone is starting a practice.

An inspirational moment occurred to me a few weeks ago.

The most traffic to your property occurs. when it is initially placed on the MLS.  

If such a situation were to occur, the house was appraised at $90k because past sales dictated that the house was worth $90k. 

Your best bet is to jump into the fire before anyone else gets there and pull people out of harms way.

So, also check the population demographics.CrimeStable or increasing property values and rents rarely occur in areas with high crime.

They could do you more harm than good, if they are using outdated methods that Google has caught on to.

So, also check the population demographics.CrimeStable or increasing property values and rents rarely occur in areas with high crime.