You can structure your investment as a single investor in someone else's deal with co-management rights for yourself, or as a joint venture partner with someone else's syndicate where your syndicate and theirs are the JV partners.

If the husband and wife held title either as 1) tenants by the entireties; OR 2) joint tenants, then the property passed to the survivor as a matter of law and there would be no need for probate.It's possible husband did this on his own and failed to identify a tenancy.

My wife was ok'd for a mortgage of $140k, but only in her name, I can't qualify to do a joint application.

I will be joint venturing with an experienced partner if I do so.My question right now is: Should I keep my 401k with Edward Jones or move it to somewhere like Fidelity?

I would reach out to flipper in that area and see if they would be interested in buying the contract from you if Texas allows that or doing a joint venture with you.

I hold one called craft brews and real estate held at different beer joints around town.

These properties are all held jointly by their parents in their parent's names only, but each property has good liability insurance and umbrella policies. 

Joint tenancy or tenancy in common?  

Others, after learning what they don't know end up teaming up with depositories in a joint venture relationship in which the depository supplies the licensure and part of the compliance and the money for the loans.

You can get 2nd FHA loan without refinance with below exceptions:-Relocation due to employment or 100 miles from current primary residence.Increase in family size.Vacating a jointly owned property.