Some may cover only the parking lot and common facilities.

Originally I planned to do a lot of work utilizing there connections and hoped they would help partially manage the work.

With multiple visits to the planning department,utilities, calling old property mgt co, and talking with neighbors. 

Also check the age of the system, if it is very old that is an issue, we once had a house with a brick septic, that isnt common but age can contribute to whether you need a tank or tank plus leach field.

Don't worry, its more common than you think.

The rubber hits the road if you (as the owner) have to pay for utilities, lawn care, etc. in some scenarios and not in others. 

There are certain loopholes in securing a second FHA loan, if you prove after a year that your job moved you over 100 miles is the most common. 

I have about 37K saved and will need to utilize a low down payment loan program.

There is NO WAY a prospective tenant can sue me for discrimination, which will not happen in my apts as I put in my own tenants.In my apts Here in Brooklyn, I have the world of all kinds of minorities and status, each of them I know very well and will stand up for my Character in Court.The diversity in my buildings are incredible and represents just about everyone.Also, because I provide them with great service and speak with them on occasions, anyone coming to my building who claims discrimination will be proven to be false as I probably already have that protected class in my building.The only commonality is that all the tenants meet a Qualification criteria of Credit, Income and other non-discriminatory criteria.BUT, I know that's not LL.

No different than a utility bill.