I've listened to the podcast for a while now but recently signed up for the forums in an attempt to network more with my fellow Oregonian investors and get back into the REI business.

There was one 3-4 unit multi-family near UVA earlier this year for near 800, but I didn't want my first attempt in the Charlottesville scene to be quite so big.

If you are going to attempt to time entry and exit based on the pundits and gurus and any other source, the reality is you will always be too early or too late depending on who you listen to the most and when you move.  

On the lease I list all occupants by name and no body 18 or over can move in or stay more than 7 consecutive days.

I would not recommend you attempt to purchase it.

In no way am I attempting to cheat anything or anyone.

I was on the phone with my insurance provider attempting to get a quote and once I told him it was an investment property the conversation changed and he transferred me to the business insurance department. 

The formula is my attempt to account for the fractional part of the credit score and emphasize its importance to the cumulative score  - some examples using 2000 for simplicity are:  Income Rent Multiplier Score Normalized 4000 2000 2 4.0 2 Rejected 4500 2000 2 4.5 2.25 Rejected 5000 2000 2 5.0 2.5 5.0 Added to Total Score 5500 2000 2 5.5 2.75 5.5 Added to Total Score 6000 2000 2 6.0 3 6.0 Added to Total Score 6300 2000 2 6.3 3.15 6.3 Added to Total Score I will create a spreadsheet to calculate total score for this once finalized and provide to anyone interested.

I attempted a wholesaling deal with a friend from college who is a realtor.

I am attempting to build a team locally for BRRR opportunities in Hampton Roads and would love to see what opportunities you are both assessing pre-MLS.