In this case, factor the cost of sub-metering or implementing a RUBS into your expenses and adjust your offer price accordingly.Be realistic about these prices.

Rents will continue to increase and CAP rates will need to adjust to be competitive with the banks.

In KS, it’s recorded immediately and adjusted.

And if their legal to use or need to make adjustments

@cat rathell    I am an insurance adjuster...Ask your agent to show you where in your policy it stated it is rented 52 weeks a year....sounds strange, I'm  doubtful it is on there. 

Slightly adjusted rate due to the cash out.

So I guess it is win win for everyone.In this condition, if you are ADU enthutiast, you could either wait and see when and if ADU price and valuation would be adjusted so it's more profitable if it's being built.There's alternative though, like container house is only selling 40-50k that includes bathroom.

It's a new adjustment for sure, and I'm sure we are overthinking some of it.

If you try to buy properties in lower income areas that seem to have higher cash flows, you run into issues that those properties tend to be even more management intensive, and often don’t meet the anticipated cash flow anyway.

Depending on time of the month you close, you will either get, or give money for tax and certain utility adjustments, so you should keep that in mind.