Seems like everyday a new $500 mil finance company is relocating here. 

FHA & VA allow for a "Change in circumstance" for example you are moving, changing jobs requiring new location, new school, enlisted military, divorce, other life circumstance outside of your control.As far a penalty due to no intention as using from the start of the application.

We don't want a new mortgage because interest rate was so good.

I’m a new investor looking to house hack my first property within the next year.

Hey Alex, sounds like you've got a solid set-up planned for the new duplex! 

Assuming the loan is the same process as originating a new loan.

I have had years to think about this having owned a nice slug of A class IE brand new construction in the best school district in the state. and over 300 C and D class with a sprinkling of B class.from Jackson MS to Detroit and many cities in between and on both coasts... 

Have put some work into it, refinished bathroom, revamped landscaping, new front and back porches.

This would give me a whole new wardrobe.

., how do you avoid the new 'paid preferred' agent on BB??