:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+, zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680, some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

Because you will wipe them out in a foreclosure, these lenders have more to lose than you and are supremely motivated to encourage your borrower to pay you.

Calling seasoned investors who are willing to share their experiences with our community:@Dave Meyer host of the BiggerPockets Real Estate podcast is hoping to find some BP community members to interview for upcoming shows.

Leveraging an owner occupied loan locally most of the time will take far less cash. 

As long as you don't fear climate change impacts, Florida is probably fine and buys today will probably work out great over the decades.

I can see the advantages of being able to get a down payment to reinvest in a small MFR and I will be able to capitalize on my lower interest for some positive cash flow.All of the disadvantages I can think of involve some upfront investment for legal advice and work, time for further education and that's about it.Any feedback will be greatly appreciated.Thanks all!

You will get a quicker respond 

You will find the BP community here in Chicago to be super helpful!  

They have been approved for a single family home Fannie loan (cannot do FHA because my husband works in the Cannabis Industry and the gov't will not allow).

How will this change the industry?