I've been passionate about real estate investing since high school and just bought my first property.

Honestly, most of the companies that back DSCR loans are "investment bankers" that don't have formal credit backgrounds, so I'm not sure if I would trust them if they say they don't report.

HELOC bank doesn't want their line used as a term loan on real estate they don't have collateralized and the bank that you apply for a loan for doesn't want your down payment to be borrowed.If you wanted to get the HELOC for home improvements then decide to draw on it for liquidity, had it sit in a bank account for a couple months and then applied for a MF loan and used it as the down payment, you'd have to answer no to the question, "is any part of the down payment borrowed".

@Dan McGrewNo offense, but I think you're just too gullible for real estate.

I also learned how tremendous it is to have a great operator (general partner) who is running the deal, so I am able to get regular financial reports as updates, and trust that my capital is safe.

Divorce can be tough, and dealing with the financial aspects of it, especially when it comes to real estate, can be quite a challenge.

I am from northwest Florida and very green to real estate investing.

They can explain clauses, but they don't provide much real-world wisdom.

This is for anyone who does cold calling campaigns to acquire real estate deals.  

Here is a meetup in the OCOC Real Estate Investor Networking - Tax Tricks Every Investor Should Know (biggerpockets.com)Good Investing...