I'm still required to put a lot out of pocket for where I live (about $750) but this amount is comparable to renting in Oregon.

Compare that with another property that is not in a flood zone.  

But you should definitely shop around and compare terms and how much you can pull out.

You were left stranded, thank God you have the financial resources to find comparable lodging for you and your family.

I pulled comparable rent data from rentometer.com.

I pulled comparable rent data from rentometer.com.

I didn't think about comparing Amazon.

So I would get some updated realistic (not prayer-based) comps, and then compare what you could sell it for (including commission and costs of sale, of course) to what you'd still need to do in order to make it sell-able, and hope that the #s work out so you still make a little profit or break even.You can do a buy and hold analysis too of course, but it sounds like you already have a sense of the market and have figured out what a lot of buyers haven't yet figured out - that multis are selling for prices that are unsustainable because the sale price isn't justified by the rents.This is a risky phase of the market to be paying a lot for a rehab property and running out of money.

I would usually shop by many lenders and compare their rates.

Not many fears as a parent compare to having a sex offender living near your home.