I don't know what my path is yet. I'm just walking on it.

[Sergio Pelayo]

Hello BP,

I am a new "investor" trying to determine what road I should take in life. I just turned 25 and I've dabbled a bit in buying rental properties. I currently own 2 SFH and I'm currently in the process of purchasing my third SFH. I rent one out and net about $225 a month and I house hack the other one with a roommate. I'm still required to put a lot out of pocket for where I live (about $750) but this amount is comparable to renting in Oregon. The new house I'm purchasing will cash flow about $175 when everything is said and done. So I'm obviously not able to live off my rent income... yet.

BUT

I'm tired of where I work. I am not longer motivated to be a loan officer in an office from 9-6. My true love is looking at the market every 10 minutes like if it were a stock. Waiting for a new house to come up and run some numbers just for fun. So I'm not sure what I should do. I'm maxed out DTI wise, so buying another property the traditional way (via a bank) will no longer be an option until my tax return reflects my income. Plus the market has slowed down making me a bit worried. I know that at the end of they day as long as the numbers make sense it doesn't matter where the market is going. I'm just stuck in a dilemma. Should I get my real estate license and try my luck there or should I keep grinding for 10-15 years until I can become self sufficient with rent?

I'm not looking for an answer but I am looking for a story or some advice from someone who was or maybe is in a similar situation as me.

Cheers,

Sergio