I'd ask for the higher limits and honestly I'd ask for the highest he can provide on the policy. 

60k down payment with a loan from Provident FundingHow did you add value to the deal?

A single-member LLC provides protection while allowing you to report business income on your personal taxes.

I am getting 6 extra windows at no cost including 2 transom windows in the bathrooms that really provide an higher quality feel and increase one of the main areas that tenants and potential buyers really care about (Bathrooms & Kitchens).

First, a reputable company often provides professional guidance and expertise, ensuring a smoother process and better outcomes.

Was non-cooperative and delayed remediation due to not providing access (would not move items in house).

It is a very difficult area to operate in because of limited service providers, home quality, and the increase in supply, and big drop in demand. 

provide a yield for investors between 9-14%

However, a year ago, I opened a brokerage here in Tampa called Investing N Florida, where we manage short-term rental properties, provide training for agents on selling and purchasing investment properties, and specifically equip our agents to work with investors.

They provide no real protection at all for the borrower/contractor relationship.So, if your house had some plumbing work that was done, and your contractor did not pull permits and they did not have the city inspect the work, then when you go to sell the house you will get caught and they will tell you that they need to open the walls to inspect the plumbing and then closing the walls and repainting are on you.The draw process is way too easy, I've learned that it is sooooo worth paying your personal inspector like $100 to do a deep inspection.