The loan officer at the bank has looked into every avenue he can think of but we are stuck for 60 days until we can get two full monthly statements with my wife's name on it. 

or 3. have to go down to the tax office to make an offer?

I have zero investing experience.Background...After speaking with a loan officer she suggested an agent that has worked with investors.  

I would suggest talking to a loan officer at your local bank to see what FHA product you may be able to qualify for. 

Is there a good community on this site of investors that do office, retail & industrial investments? 

Hi Evan,My office has a lot of Fannie Mae listings and I'm familiar with the contracts.

The transaction was done at an attorney's office and processed through a title company, it did not involve lenders or realtors. 

This is commonly misunderstood and I could spend some time answering the question, but to be brief; loan officers get paid every time they do a loan.  

I started in 2002 in the world of real estate services as a loan officer.

About me:Towards the end of a long rewarding career on the Cuyahoga Falls Fire Department and as a Rescue Squad Officer on DHS/FEMA Ohio Task Force One, I began investing in real estate, both from a rehab/turn-over and a buy-and-hold approach.