i would assume it's extinguished as well given the junior lien it is Georgia is not a super lien state where HOA can trump a first mortgage - you are correct

Hi Matthew, I agree that working with an investor-focused agent can be really helpful.

Adam has the simplest answer.You can buy the parts yourself, watch a YouTube video, and replace them yourself.Go to Google and search for "appliance parts" and find many companies selling the parts.

Please reach out if I can be of any service for primary or investment new construction across central Florida. 

As I have few business that I can give them more value so they will help me in Real estate as well. 

You can pull apartment rents from Zillow to look at rents in an area. 

You can still find some great cottage style homes or even 2-4 units close to the beach that have great STR returns.One good thing about being out of state in IL is you can find a good Single family home, Condo, or Townhome and call it a Vacation home and only need 10% down. 

I was thinking I'd buy an acre of land that has city electricy and water available, and pay that off so that it can be used for collateral one house at a time.  

You can meet local investors by registering to attend real estate events in your area: https://www.biggerpockets.com/forums/521-events-and-happenings6.

Also, keep an eye on mortgage rates, as they can impact buyer demand.