Individuals borrowing in their own name will need a credit file in the USA.

There are hiccups if the landlord hasn't completed their end of the paperwork or requirements through the online portal but nothing that was a crazy delay. 

How do you evict individuals if lease is with the organizationIf you choose to move forward, well above market rate would be my preference to compensate you for the risk.

This would be subleasing and it would require the landlord's permission.

They are ultimately the same thing but I know that many lenders require seasoning.   

😎I've never required my SF buyers to get lender's insurance in my dozen or so sales, but I made sure to use a REC, not a Note and DofT. 

They are monitoring what I do with the money, in the sense that they’re withholding a certain percentage of funds and requiring me to have inspections done, etc., as a way of ensuring that I put it towards a renovation and not just walk away with it.

Sounds like you are trying to do a Lease with Option to Purchase.This requires 3 separate documents:1) Lease2) Option Contract3) Purchase contract triggered when tenant enacts Option Contract.National statistics show that around 65% of Lease-Options fail.

I am curious what all the shady stuff these investors are doing to require such intricate setups.

Average cost where we are now is like $5000 for set up, and you may not need a full foundation depending on the manufacturer requirements and what the lender requires.