(that's good)Now, in late December I sent them a letter telling them that I'd like for them to send the net 6 month check a little sooner than February 1 (ideally 2 weeks) because that's how long it took to clear my bank.I got no response from the letter.

Sorry about the sarcasm here but I deal with this stuff on a daily basis.

It would be much more helpful to others if you posted the brand (and ideally, model number) of the inferior 1/4 turn ball valves that you purchased.

If hes a newbie, that could be life changing.I agree that learning to estimate ones own rehab is ideal.

Once we cash out we will look for a small apartment building of about 10-20 units, ideally owner financed.

We have not been on a real vacation since our honeymoon(4 years ago).

Hi @Sam Zes ideally you do not want to use your own personal cash. 

so now I am thinking about what my next move should be.....I have found an agent to work with and now I feel as though I need to start drawing up a business plan...My money situation is not ideal....I have tons of credit so I was going to purchase the house using a few different avenues.....my credit card checks, my home equity loan....0 interest for 12 months....and I am going to sell my car which has 10,000 dollars of equity in it.....Which gives me about 50,000 to start with.If I get in trouble I have a hard money lender I can go to.....I was reading the section on creating a scope of work in J Scott's book and I think I freaked myself out a bit....It made me realize that there are a lot of things that go into this ......and then I remembered to ask myself how can I make it happen....so I can relate to all the other newbies out there....I guess my next move is to come up with an exit plan and ask myself whats the worst that can happen and can I deal with that.....I don't have any trouble thinking about what could come of this if I am successful....complete life changer !!

so 9.1% cash on cash is not ideal.

Plus, most of my savings is going toward a honeymoon and wedding expenses for next year.Question is, is there a way for me to get started?