The website has so much information it will a take a long to explain.

The banker explained that the $25K loss would need to go against my Debt to Income. 

I explained plainly to my lender that I was planning to do substantial rehab work and a cash out.

That is a great point. 2 weeks of my time is relatively insignificant compared to 4-5months of offer-making ability.To explain further, my focus on the REFI is that I can put cash in my pocket, lower the monthly debt service, and be able to move to a new primary in a year from the REFI.

Attached, are some links explaining some software applications I give away for free.

The two property managers I tried to talk to seemed to lose interest when I explained I wasn't renting yet but with 12 months probably.

As far as the person you mention that made their sales pitch  if you want to go with them and your main objective is to gain experience and you can verify they’re not a scam then that’s your call.

Is it reasonable to explain our point of view and as for a warranty for those particular tenants? 

I tried to explain that there wasn't much I could do, they won't bite and will be gone after a while. 

I explained to them that more bedrooms and smaller size may rent for higher dollar per square feet.