For homeowners in California, for example, mortgage payments could increase by up to $1,000 per month.And with tighter federally imposed regulations on mortgage lenders that went effective January 10, 2014, how will these people refinance these loans ?

If possible can you give me some insight on how to do a more effective search for transactional funders that may target my area?

Some people say this will make effective the "due on sale" clause, but if you talk to your lender about making that move, you will probably do fine.

My goal is to network with professionals who have experience investing in real estate and to learn effective ways to analyze and value potential investments.

Once they rise, cap rates will have to rise and thus property values will drop.The reason we are looking more for cash flow is so we can get regular monthly income out of the property and effectively retire off the income if we want to.

Bill Gulley - No attack on you or others who don't use a personal pic, but studies show that social media profiles with personal photos are FAR more effective for networking and trust factors.

Therefore, my only question is if this is an effective first step in a marketing campaign?

It's not always growth that effects values of an area.Neighborhoods change.

The option guides the parties until the option is taken and the sale contract then becomes effective.

I noticed that my fiberglass batt insulation up in my floor joists isn't looking that effective (it's from 1993 and needs some work to get back to adequate).