Your 23K "sweat equity" has no effect on your old loan balance.If the new value of the property is $180K, and there aren't any credit issues, you can almost certainly refinance for 80% or $144K.

You can also send your answers to my e-mail address instead of posting them here.

If you wanted to use another lender at that time you could it is a free country .Let me be the first to help validate your claim of exclusivity.Provide me their number and addresses in question via PM I will contact outside of you in the next 24-48 hours.If it’s just as you say, I'll be the one to run back here and cosign for ya.I’ll be your cheerleader and tell the world, da*#n MGD does have this locked up.Because right now it just isn’t smelling right brother...LMK,Guru_wanna_be

I have address and can get them easily however I don't have a good place that can give me a number any suggestions?

Obviously, area effects price, but 770K per residential ac is expensive no matter how you look at it.Let me know, that you really meant 100ftx100ft.

I guess the report can help verify identity and former addresses.

For example, if you charge $1500/month with $500 rent credit, the tenant would receive $500/month toward down payment if exercisting the purchase option - in essence this means that they were effectively paying only $1000/month during the rental period with a "forced" savings plan to help with the down payment.

I also am wondering what the best way to transition into writing up the offer and getting them to agree to sign it so that I can move forward on trying to promote a signed agreement at my local clubs.Many times I end up making the offer, and they say something to the effect of "let me think about it", "i have other offers" or "i dont want to sign something and be locked in", etc...

We provide the most extensive people locate, address verification and people finders data in the industry.

If you sign up and pay their fee, you can actually get our name, address, phone number and personal loan information leading those to believe our house is available for a quick pick-up (for lack of a better phrase) I have contacted them several times but they seem to feel a need to continue reporting this false information without making an attempt to verify the accuracy.