Well, the current owner has made it very clear that he's not interested in owner financing. 

Given the area of Del Cerro, we used high end finishes throughout and every detail was carefully picked out from the door knobs to the iPad control station to Bose surround sound throughout the house to LED mirrors to the Versailles travertine floors to the wall hung toilets to the custom cabinets w/ granite countertops, etc...Nothing was left untouched!

They might do it free for you if you're a good customer, they might charge 1%, they might demand a full 6%.  

There were a few change ups made...10 days ago.  

@Jo-Ann Lapin, I am curious because I have spent a lot of time in Torrance, what made you think Rajeshwar was going to say he was looking at property there?

I have made so many mistakes throughout this process that after closing I'll be taking a loss.    

Many sellers have backed out at closing (legally bound or not) once they see the money they could have made on their own.

Many sellers have backed out at closing (legally bound or not) once they see the money they could have made on their own. 

What many of them have in common is that they ignored the market, focused on decent to good areas, ignored the dips and spikes, held for a long time, and purchased when it made financial sense for them instead of trying to time the market. 

Each investor that a lender sells their loan to has different requirements on how many mortgage payments need to be made before we are not longer at risk of a charge back.