(Always remember that)I’d recommend diving into some BP forums, work with other agents (some of them, like my team have GREAT Off Market Opportunities) for distressed properties — there are also plenty of investors here who can offer insights and tips on improving offer terms, timing, and strategies.Remember that building a strong network of agents and wholesalers in your target market could be a GAME-CHANGER, helping you get ahead of deals before they even hit the market.Keep us updated on your journey!!

A lot of little items, a big one being plumbing but I got someone to check the lines and all was good.

I just wrote an article about how to recognize when it is time to move on, and how you can do it swiftly.I see time and time again property managers, owners, and tenants having a great debate on what is functional necessity and what is decorative. 

Renovation time 3 months.

I re-read it about 3 weeks ago and spent time working through the steps as outlined in the book and this time I got really excited about it.

Repairs like this are usually capital expenditures, you write if off in the year purchased and don't depreciate it over time.

As a lender, I look at rate sheets and loan estimates literally all day long and for the longest time when rates were stable or declining it made little to no sense to pay points. 

100% agreed with you about the "money in your hand now is more valuable than the same money in the future" and that's why every time I see and option to invest I'll go for it! 

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I have used debt many times to build my portfolio.