Now, interest rates are much lower but the guidelines for home possible have shifted and I earn too much. 

These rules will help you make money, in my experience, even if markets go bad for a while as they often do: 1) Learn how to present your ideas, communicate, sell, negotiate both verbally and in writing and both one on one and publicly2) Know your math, wealth is a skill based on numbers, so know current numbers, expected numbers and cost plus time to get there3) Know how to organize, prioritize and focus on the macro as well as the micro steps by truly observing and analyzing to constantly shift and adjust as needed4) Know how to stay healthy, alert and energetic to produce productively and be effective efficiently to get more done in a unit of time based on the 80/20 rule5) Network strategically time exchange in abundance with powerful well connected allies who can show you the short cuts that you can duplicate, leverage and scale6) Master the creative process and use your resources in a resourceful manner to get started, build momentum, grow and contribute to the greater good

Contingencies that automatically expire are called rolling contingencies and are not used very often.  

Yes, during a recession many stocks will go down in value but other investments may increase as investors shift their investments to other things (bonds, precious medals, real estate, etc.).

@Daniel DietzWhile the cases cited are analyzing a different context (estate and gift taxes vs in-plan Roth conversions), in 2004 the IRS identified "Roth IRA stuffing" as an abusive tax avoidance transaction which has parallels to this concept in that the assets are being shifted to a Roth account below fair market value. 

If they do not leave, they go into what is legally called "hold over" status, the rent automatically doubles (per my State's law), and I can evict them thru the courts.3) Security deposits "run with the property".  

Finally, the godfather of the Case-Shiller index, Robert Shiller, predicts that home prices may decline in urban cities across the country as the pandemic accelerates buyers shift toward suburban and rural areas.

Sure if they handled all the paper work for the sale, but my guess is the PM did nothing related to the sale (other than placing a tenant, not finding a buyer).For most, the contract is signed and the PM manages it for years with automatic renewals where no new contract is signed. 

@Joe Potenza I’d look for major shifts in early 2021 with the beginning of the 2nd quarter being the most opportune time.

Really helps shift your mindset on what could be possible.