People that enjoy their jobs are about 1% of the population, the smart ones out of the other 99% understand it's real purpose.You need an attitude adjustment if you want to be wealthy.

A year later, we converted the property to a duplex (we needed a minor variance from the Committee of Adjustment, got refused, and I successfully appealed to the OMB).The reno to convert to a duplex legally was $50,000.

In addition the bank could take forever to get an acceptance and the interest rates might have changed by then affecting the price you can pay etc.It helps waiting sometimes if market value is rising and you have a set price but if the market is going flat and interest rates rise or market prices go down it can be a negative.No legal advice. 

I'm adjusting those late payments today.

After you set one up you can rollover your previous employer 401k into this newly setup account.

I'm looking at purchasing a 2 family home and the biggest set back is the fact there is 1 boiler for the whole home.

Oh, and this month we  are having a one of the owners/ lawyer of Common Wealth Trust Services speak about setting up Land Trusts to do your real estate investing.Have a blessed Day!

Lenders in this space tend to create their own form docs in order to sufficiently protect themselves.Title company has a certain set of docs, this usually pertains only to the Title Policy on the property. 

Save all cash flow and also set aside a percentage of funds from your w2 in a high yield savings account.Good luck!

I market my properties to my private buyers that I have set up over the years as cash buyers.