I didn’t want to be in the section 8 approved landlord list, didn’t want the paperwork, didn’t want section 8 tenants after google more section 8 stories online.

All of them have  Residential loan products for investment properties.  15, 20, and 30 year mortgages.You can also try on-line Lenders like LendingTree or Quicken Loans.

I have, however, done some casual searching online for local credit unions, and have found at least a small handful that will lend higher than 85% LTV (with less favorable terms, obviously).

Once I figure out most of question 5, I will know if I am able to possibly execute the buy and hold until the units come online.  

We're new investors, and I've been hearing about all of the benefits of getting my real estate license (mainly MLS access and the ability to make "investor-friendly" offers without annoying agents too much).Here's my question:If I do get my license, would I "need" to start working with a broker or company in order to gain access to the MLS?

What is the typical "path" I would need to take (Online course?

I am maintaining a guide of my own (inspired by the Ultimate Beginner's Guide) to keep all the information organized and accessible. 

Go on line and study your Ohio regulations.

Is there a way to access the previous calculator?

Correct , minenis mostly small job, the few of them who called , I check their online reviews most of them has very low review on other sides .