@Glenn Brathwaite saw your post and noticed this matched up for you....https://www.biggerpockets.com/forums/574/topics/711859-wholesaling-and-investors-in-new-york-and-connecticut

But I've noticed that some addresses as well as Listing Agent information aren't accurate, in the titled resources.

Fannie Mae & Freddie Mac don't like land and if your wife's hobby turns into income, keep that separate, you will run into trouble with them as well if it's an income producing property. 

So, you just have to shop around and select products that work for you.One other thing I suspect is going on is that your option B is a conventional Fannie/Freddie loan product not a commercial loan.

Put notices on bulletin boards at local grocery stores.

I'm currently in contract on a property (2-4 unit) with a non-qm lender.Since this lender is not adhering to Fannie Mae guidelines, I am looking to close the property in an LLC.

It says"Over a portfolio, over time, your operating expenses (not including financing  costs) are going to be approximately 50% of your income"Notice that is Does Not say "every property will have exactly a 50% expense ratio." 

Have you noticed all of the self storage facilities popping up?  

“Conventional loan” standards are set by Fannie/Freddie, not the lender.......so for Conventional loans, no. 

Would it be considered a traditional refinancing or a cash out refinance since portfolio loan is not technically a fannie mae mortgage?