If you call on 2/1/21 and request is be cancelled back to 1/25/21 you would have gotten insurance from 1/25 to 2/1 already and the documentation just shows that it was not needed due to the sale or replacement of coverage.  

The tenants have been so kind and patient , at 76 the unit heats up pretty okay, but they need more supplemental heat.

As far as a loan, the lender usually looks at the property for Debt Coverage and then whoever is on the loan for personal guarantees and NOT the LLC.  

There are some that will write it but some of them will exclude coverage for it. 

If you have access to cash you can use that to supplement the 1031 proceeds to get to the reinvestment target.  

When I house-hacked, way back in the day, I was happy to have supplemental rent from the other unit in my duplexes (I lived in two prior to moving to my now long-term home) that kept my net mortgage cost to something affordable.I worked on the properties while I lived there (a couple-three years in each) and then when I moved out, i was able to (just barely) cover the loan payment, taxes and insurance with the rent from both units.I was out of pocket when I needed to make a repair and paid the garbage and water bills myself for a while (until rents climbed a bit).

Since the premium for a title policy is based on the amount of insurance it provides and since a policy with a zero amount of insurance effectively provides no coverage, I doubt any title underwriter would agree to have it's policy issued that way.

I provide strong renter insurance, $5,000 in accidental pet damage coverage, free evictions plus up to one month of lost rent, $10,000 in bed bug coverage, online rent payments, the best application screening service in the county, not a single lost eviction, a network of responsive vendors, professional inspection reports with 360-degree photos published on the owner portal, and so on.Most property managers charge 10% "because that's the going rate" but they can't explain/justify their charge or show how they differentiate their services from the competition.

I'm seeing more investors take this on completely or as a supplement to their physical driving.

Remember that real estate is a marathon and to supplement your income with larger MF I would at least plan for 18 months of no income before commissions/fees/cashflow starts to kick in.