It’s not your lenders fault; there is a lot of coordination in the final hours between Closing Attorney and lender preparing all of the documentation and Closing Disclosure Statement.15 Closings are typically done Monday through Friday between 9:00 a.m. and 5:00 P.M.

Is it a question or a statement?

Long term I think being on this channel is strategically important so plan to keep trying.I am not convinced by @Kevin Lefeuvre statement that a synched calendar indicating multiple channels would cause you to drop in Airbnb search placement. 

But it's important not to get your heart set on something based on a Discover card statement or Credit Karma if you are anywhere in that mid-range from about 580 to 740 that about ~80% of consumers are in.740+ is the best rates for conventional conforming. 760+ is the best for PMI.

Debt service is not included in expenses when calculating NOI While it's common for people to included taxes and insurance when they use the term mortgage, they are not technically part of the mortgage and when discussing business income statements, they won't be included.Think of it this way.

-Comprehensive Marketing and Advertising-Owner Deposit- No Delay Fund deposit to owner-Schedule Rent Increases-Recommend market rate rent cost-Strict tenant Screening & Selection-Monthly record Keeping/Statement-Cost-Effective and Reliable maintenance -Lease Law Compliance -Regular “Common Area” Inspection-24 Hour Online Access To Parking-Rent Collection-Lease Renewal (3 month notice)-New Tenant 60 day Inspection-Handle all tenant calls, emails, and texts-Owner Communication -Property up keeping including lawn care

My banks statements just show deposit and amount.How do you guys do it?

For my own safety, I ensured that my payout was recorded directly on the HUD statement and was paid by the closing attorney

This statement and the “does not have a demand feature” are contradictory.

Depending on your financial statement and ability to be flexible, the seller will be more willing to be flexible too.