I tend to outwork everyone, very competitive in terms of meeting goals and putting the best product first. 

check the link below  https://www.amazon.com/Book-Investing-Real-Estate-Money/dp/0990711714otherwise there are products out there to get in a property for as low as 1-3.5% down. maybe find a partner to come up with the money?

@Andrew Nguyen might have trouble finding that product in big areas like Dallas/Houston.

@Lauren Griffin definitely the Freddie Mac SBL (Small Balance Loan) product.

its better to just borrow from the bank against the property as it will be cheaper. note buyers are looking for 12% return and at that rate even private money loan looks better. also borrowing money from yourself makes no sense and I am not even sure if the mortgage and note will be valid.

I truly see not declining revenue for this particular product.

If you currently have an FHA loan then you'll not be able to take advantage of the 3.5% down FHA loan in the same market, but there are several loan products that offer something like a 5% down loan (which is a conventional loan product).  

Last, the pre-finished hardwood is pretty affordable when you consider the relative cost of lower-quality products and the fact it is pre-finished so, nail it down and your done.

Make sure they have a valid state license, workers comp and liability insurance and add you as additional insured. http://www.cslb.ca.gov. 

CAVEAT - there is 1 conventional product called Home Possible that allows for 5% downpayment, but you have meet the county median income caps to qualify.