@Jonathan Cox what im worried about is that when things start breaking, the property wont have generated the funds necessary to fix the issue without dipping in to your own pockets.

If a third party buys at the auction, a bank doesn’t pay ANY other liens from their proceeds, unless the auction price was More than their debt......and then anything above the judgment amount is not their money anyway, it goes to junior lien holders in a specific state mandated order, and if any is left over it goes to the borrower.On the other hand, if the Bank gets the property back at the auction, Then they typically pay these liens off, out of their pocket, so they can deliver clear title when Selling the REO.

I am new to bigger pockets and to real estate investing. 

Read posts on this site from three years ago forecasting how Denver's market was too hot and was sure to crash. 

My struggle is two-fold.... 1, finding deals in volume, and 2, my private money lender only has pockets that are so deep, and my lines of credit are small....

@Nick EngenWelcome to Bigger Pockets.

@Christopher MooreWelcome to Bigger Pockets.

Just a new guy just trying to better understand real estate investments and been thinking of ways to start doing more since I live in a mostly college town and really want to start renting.

Hi Tiffany, I have been listening to bigger pockets podcasts early of 2018 and was really into reading books and articles about investing.

And if you find a good one, they'll have pocket listings that no one will see until it's too late.