One other thing to consider with your Hard Money to Permanent financing strategy is that your costs are front-end loaded with Hard Money.

Deferring them for a few weeks around Christmas makes for good publicity and hardly has an impact given their slow processes.

Otherwise you will graduate under or unemployed with a massive pile of debt that has serious consequences and impacts when you can get married, when you buy your first house etc.

I was sure on how this would impact wholesaling deals.  

While this will probably most significantly impact Newbury Park (which I know you didn't mention), it will very likely impact the housing market in the whole area as I believe it is around 500 jobs. 

Because even a home across or down the road can have a significant impact on market value.

In my opinion, this does not signal RE values will decrease - although upward trending interest rates may have that impact.

All of these things will play a factor into the type of loan, and also the rates and terms which you'll be able to acquire from a commercial lender.A few things to consider that will impact your financing from a lender.1) The deal itself. - As stated above, the type of deal will vary your rates and terms considerably. 

Therefore, it won't be until next year that this will impact my taxes.  

The purchase will impact your credit score.