So far, I own two single-family homes (SFH).

You need a property with unique features worthy of the investment, I.E attached garage or partial finished ____ so you're not starting from scratch.

I can send you a few agents but BP does not allow contact info in posts so PM me and I will connect you with a couple of options.

So far we've enjoyed using the platform.

So you don't want to count on it at all for the short term.

I have no issues, but I didn't need to provide so much information, even for a conventional loan. 

I believe the topic is Airbnb, so maybe there will be some MTR info for you.

However, navigating the legal and financial complexities of Subto deals requires careful attention, so I’d recommend working with a real estate attorney to ensure everything is structured correctly.Securing private money for the closing is a smart move, but ensure your terms allow for flexibility in case of unexpected repairs or delays in cash flow.

So all things considered, the 5% and 6% returns don't sound terrible to me, especially given the costs of selling and where the market is in general (high prices and relatively high interest rates).The 1.5% on the other hand is pretty tough to swallow.

What comes around tends to go around so doing right by someone would be the best play in my opinion.