Contracts, they already have in a folder being huge companies they have many if not all contracts by state already had lawyers draw them up.

Each of us should get the facts and data, and draw our own conclusions. 

Divide by your gross income.

They figure out how to divide the baby.

In the past I have loaned private money through a broker friend of mine. They always handled the transaction that is their lawyer who represented ME drew up the loan dox and secured the note ,mortgage etc. Also we all...

It's been my experience that if someone can pay off their bills, but won't, you'll never get them to pay.Just because he's drawing a large salary, does not make him a good credit risk for you.

Draw from the resources you have at your fingertips like you are doing and things will begin to fall into place.

You may also have to get a architect to draw up plans so that the buyer can visualize what they are buying. 

@Manny G.you are negotiating with the seller wrong, and don't feel bad, most people do on terms dealsMost people show the benefits of the lease optionI don't do thatI draw three columns on a piece of legal paper The first column says "selling traditionally with the real estate agent"The second column says "hiring a property manager"The third column says "selling creatively on terms in the state of Louisiana"First column I go over the "costs to sell" with an agent, 6% commission, 2% closing costs, 2% negotiation wiggle room to compete with all the other homes, and sellers concessions that can be 3 to 6%.And I do the math, sellers netting anywhere from 85 to 90% of appraisal.Then I go through hiring a property manager, paying 8 to 10% of collected rent, and dealing with the risks of a bad tenantLastly I go over either lease to own or subject to or wraparound mortgageBut I don't teach the seller how these workYou'll be there all day teaching the seller the inns and outs of contractsThere's five steps in the negotiation of a terms dealOne build rapport with the sellerTwo negotiate an upfront agreement, which means you let them know that at the end of the conversation they can say no if they're not happy with it or yes they are and you can say the same thing, so were either going to get something on paper today or were going to say no it's not a good idea.

The proceeds would e divided among 3 people.How would you structure t as a whole sale as well as a seller finance offer?