This could be attributed to the higher quality of life, better schools, and overall satisfaction with the living conditions in the more upscale areas and there is no thing like 0 vacancy. 

@Samuel GuanAllow them to terminate, make the repairs and move on; if you have someone that doesn't want to live in your apartment any longer let them go.

Even if you purchased your home at the very tip-top of the market before they dropped by 19%, if you would have simply paid your mortgage payments, mowed your yard, and stayed in the house for 6 years (you had to live somewhere during that time), you would have made money on your home...and that was the worst drop recorded.

Find out what your SS will be and have either enough cash to cover the lack of that or work a little to compensate for the lack of SS until you can collect.This assumes you can live off your income w/o your W2 when you start collecting.

Live with it for 6 days until the end of the month and then raise the rent 30-50% or just don’t renew.

Aloha @Michele Nakapalau -  I live in Mililani. 

There are 2 beds/2 baths/1 living room upstairs, and 2 beds/2 bath/1 living room down stairs in the fully finished basement with a separate walkout entrance.

This is a big deal since we live in the same lot with my family and I’m renting out my ADU.  

So if every year I would buy an assumable rate property and live in it for a year then rent it out and repeat this.

Take Home Pay:  Approx $105K/YearMoving to Colorado in the next 6-9 months Living with a friend for extreme discounted rate Own two homes, one in Colorado cash flows around $250 , one in Florida (property of topic) [Mortgage$3200 HOA $440]